Negotiate and draft better promissory notes for business-to-business loans or interpersonal loans. Avoid unwanted Uniform Commercial Code (UCC) gap fillers. Get the most favorable terms for your client, whether you represent the borrower or the lender. Insure your note includes all of the key elements for enforceability. Improve the odds of repayment with collateral and personal guaranties. Protect the borrower from unnecessary credit enhancement requests.

Watch so you can:

• Complete basic due diligence on the borrower's creditworthiness
• Create flexible payment terms aligned with the borrower's cash flow
• Draft clear and sensible notice provisions for defaults
• Protect your borrower client from unnecessary personal guaranties